Insurance Coverage For Cataract Surgery In India

Cataract Actual expenses incurred or 25 of the sum insured whichever is less subject to a maximum of Rs. Answer is Yes Cataract Surgery is.

Does Medicare Cover Cataract Surgery A Clear Look At Coverage

Therefore the insurer should pay it.

Insurance coverage for cataract surgery in india. However not all policies offer such a cover. 35000- per eye INR 50000 for Hernia Piles Fistula and Hysterectomy Infertility treatment is covered on OPD IPD only for EmployeeSpouse up to 100000-. Bajaj Allianz Health Insurance.

In case you have already purchased the policy and want to check if it covers a cataract surgery you can go through your policy document for a detailed understanding of the coverage. Most people in India opt for cataract surgery to prevent cataracts from hampering their vision. Insurance companies have several procedures and plans for cataract health insurance.

However not all policies provide this protection. Several health insurance plans such as the New India Mediclaim policy New India Premier Mediclaim policy and New India Floater Mediclaim policy reimburses the cost of cataract surgery by the insured. Also health insurance for cataract surgery is available in India.

Apollo Munichs Optima Restore. Thanks to advanced technology cataract surgery is covered under almost every health insurance plan in India. Yes cataract surgery is included in health insurance coverage.

20 of the Sum Assured up to a maximum of Rs. All it takes is just 30 minutes. Medical insurance in India does cover cataract surgery.

However you may consider adding a vision insurance plan or saving up extra money if you want something to help you see better than monofocal IOLs can. The reason cataract surgery is not considered bothersome is that it is a daycare treatment and done using laser technology. If you have already bought the policy go through your insurance booklet for better understanding of the coverage.

No Sub-limit on the cataract coverage. For insured members who have a visual acuity of 2050 that is due to cataract is medically important. Is there a waiting period.

No limit on any cataract claim. New India Mediclaim 2012 Plan. Several health insurance companies in India offers coverage for cataract treatments at an.

Care Formerly Religare Health. All that is required to be done is research and buy a health insurance plan covering cataracts. Lower of 25 of the Sum Assured or the actual expenses.

Hospitalisation Benefits LIMITS per surgery RESTRICTED TO a. Importance of Health Insurance for Cataract Treatment Surgery in India. Cataract surgery is covered up to Rs.

These are some of the health. Is there a waiting period for cataract. Cataract surgery is likely to cost Rs30000 to Rs50000 for a single eye in a reputed hospital in a major city.

Thus you must have a look at the policys inclusions before purchasing. Is Cataract Surgery Covered by New India Assurance. Since many health insurance companies consider cataract surgery to be medically necessary you have options for coverage if it becomes necessary for you to undergo this procedure.

8 rows Common Insurance Plans In India for Cataract Coverage. Why Get Cataract Surgery. Max Bupa Health Insurance.

7 rows Up to 10 of the sum insured subject to a maximum of Rs35000. So these are some top health insurance plans with which individuals can receive coverage for cataract surgery. You must read the policy document carefully to know whether cataract coverage is offered by your health insurance plan.

It is therefore only natural that you would be concerned if your health insurance plan would cover this treatment. Coverage up to INR 20000 per eye for sum insured of INR 3 lakh Coverage up to INR 30000 per eye for sum insured of INR 5 7 and 10 lakh 2 years. If you happen to have Care Health Insurance you can rest assured that your parents cataract surgeries will be covered along with other added benefits.

But if you opt for a bladeless laser eye surgery you may have to shed anything between Rs. It is important to note that if you have health insurance for cataract surgery while you are young you can still use it later in life. In the treatment of cataracts the average expense may range from Rs15000 to Rs35000 in India.

As such before purchasing health insurance you should review the policys provisions. It is necessary for an individual to undergo a cataract surgery once diagnosed with cataracts due to the following reasons. United India Gold Plan.

New India Assurance health insurance plans cover the cost of cataract surgery in India. Digits Health insurance covers cataract surgery under Daycare Procedures as this qualifies as a medical treatment that needs hospital admission for under 24-hours due to medical advancements in treatment. Does health insurance provide coverage for cataract.

Cataract surgeries make the vision clear and it takes around 30 mins for the doctor to perform it on the patient. Having health insurance for cataract surgery helps protect yourself in the event that you do develop this condition. Laser eye surgery cost is high.

Star Family Health Optima. Here we are listing some popular. Health insurance coverage that covers cataract surgery does not cover post-surgical care costs such as eye drops special glasses medicines and so on.

Read on to know more about cataracts and what you can do to make them less expensive. United India Insurance. Further the treatment for cataract in India ranges between Rs35000 and Rs85000.

New India Insurance. This does not account for cataract surgery which can cost more based on the type of cataract and the surgery. In India cataract surgery is covered by health insurance.

Star Health. Like Medicare this insurance plan covers preoperative tests such as routine eye tests cataract surgery reading glasses or contact lenses if medically necessary after the surgery. Whichever is less subject to a maximum of Rs.

We have a list of the best insurance providers in India that will pay for the LASIK treatment when the criteria are met. With specific criteria one.

Total Direct Patient Cost For Cataract Surgery Values In Usd Download Table